Whether you are just starting up or have an established business with tight slow cash flow, you will turn to banks in hopes of obtaining a line of credit. Unfortunately, we have all learned that when you are not in search of extra credit, calls from bankers keep coming in, yet when you are in need of credit, these banks and credit card providers are hard to find. Are you wondering why this is? Do you feel that it is so easy for other people to get a loan and for some reason it just won’t work for you? Here are a few tips to turn that “no” into a “yes”.